In the Netherlands, the financial regulatory authority is the Netherlands Authority for the Financial Markets (Autoriteit Financiële Markten, AFM). The AFM is an independent supervisory authority responsible for regulating and overseeing the conduct of financial institutions and markets in the Netherlands. Its main objective is to ensure the fair and transparent operation of the financial markets and to protect the interests of consumers and investors..
CFD stands for Contract for Difference. It is a popular derivative product that allows traders to speculate on the price movements of various financial instruments without owning the underlying asset. CFDs provide an opportunity to profit from both rising and falling markets. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs.